Mortgage Calculator
Estimate your monthly mortgage payment including principal, interest, property taxes, insurance, and HOA fees — plus view a full amortization schedule.
About This Calculator
The Mortgage Calculator estimates your total monthly housing payment by combining principal and interest with optional property taxes, homeowners insurance, and HOA dues. Choose from 15, 20, or 30-year terms and enter a down payment as a dollar amount or percentage. A full amortization schedule shows exactly how each payment is split between principal and interest over the life of the loan.
How to Use
- Enter your values in the input fields above
- Click the calculate button to see results
- Review your results displayed below the inputs
- Use the reset button to clear all fields and start over
Frequently Asked Questions
What is included in the monthly mortgage payment?
The calculator combines principal and interest (P&I) with optional property taxes, homeowners insurance, and HOA dues to show your total monthly housing cost.
What is an amortization schedule?
An amortization schedule is a table that shows exactly how much of each monthly payment goes toward principal vs. interest over the entire life of the loan.
Can I switch between down payment percentage and dollar amount?
Yes. Click the "Switch to dollar amount" or "Switch to percentage" link to toggle between the two input modes.
Is this calculator free to use?
Yes! All calculators on Get Precision Calculator are completely free with no limitations or sign-up required.
Is my data saved or tracked?
No. All calculations are performed locally in your web browser. Get Precision Calculator does not store, collect, or track your calculation data.
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