Guides & Articles

Learn the maths behind every calculator

Long-form explainers on BMI, mortgages, compound interest, percentages, calories, and unit conversions. Written to help you get the right answer, not just a number.

All (39)Health (5)Finance (16)Math (6)Everyday (8)Education (2)Date & Time (2)
๐Ÿ’งHealth

How to Calculate Your Daily Water Intake

How much water do you actually need? A weight-based formula, activity adjustments, climate factors, and signs of dehydration explained with real examples.

May 13, 20266 min read
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โšกEveryday

How to Calculate Electricity Costs for Home Appliances

The kWh formula explained with real examples for common appliances โ€” AC, fridge, TV, washer โ€” plus five tips to cut your electricity bill immediately.

May 12, 20267 min read
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๐Ÿง Math

Mental Math Tricks for Everyday Calculations

Ten mental math techniques for tips, discounts, multiplication, division, and quick estimation โ€” with worked examples and practice tips.

May 11, 20268 min read
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๐Ÿ“ŠFinance

How to Read and Understand Your Credit Score

Credit score ranges explained โ€” from 300 to 850, the five factors that determine your score, and practical steps to improve it in 3โ€“6 months.

May 10, 20268 min read
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๐ŸŽ“Education

How to Calculate GPA: Weighted vs Unweighted Explained

Understand the difference between weighted and unweighted GPA, learn the quality-points formula, and calculate your own GPA step by step.

May 9, 20268 min read
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๐Ÿ“‹Finance

How to Calculate Your Net Worth

Your net worth = assets minus liabilities. Learn what to include, median benchmarks by age, and the three levers that grow it fastest over time.

May 9, 20267 min read
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๐Ÿ“Everyday

How to Calculate Square Footage for Any Room or Space

Measure and calculate the area of any room or space โ€” rectangles, triangles, circles, and irregular shapes โ€” with simple formulas and examples.

May 8, 20267 min read
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๐ŸณEveryday

Cooking Measurement Conversions: Cups, Tablespoons, Grams, and More

Convert cups, tablespoons, teaspoons, ounces, grams, and millilitres for any recipe. Includes a quick-reference table and baking-specific weight conversions.

May 8, 20266 min read
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๐Ÿ—“๏ธDate & Time

How to Calculate the Days Between Two Dates

Step-by-step methods for counting days between dates โ€” leap year handling, business days vs. calendar days, and practical use cases from projects to pregnancy.

May 7, 20266 min read
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๐Ÿท๏ธFinance

How to Calculate a Discount: Percent Off and Sale Price

Master discount calculations โ€” single discounts, stacked discounts, and the real math behind "additional percent off" sales events.

May 6, 20267 min read
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โš–๏ธHealth

How to Estimate Your Ideal Body Weight

Four widely-used ideal body weight formulas compared โ€” Devine, Robinson, Miller, and Hamwi โ€” with examples, strengths, limitations, and practical context.

May 5, 20267 min read
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๐ŸฆFinance

How Much Do I Need to Retire? A Simple Calculator Guide

Project your retirement nest egg using compound interest, the 4% rule, and inflation-adjusted returns. Includes a full worked example.

May 4, 20269 min read
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๐Ÿ’ตEveryday

How to Calculate a Restaurant Tip (and When to Tip More)

The simple formulas for calculating tips at restaurants, bars, and takeout. Learn when 15% is enough and when you should tip 20% or more.

May 3, 20267 min read
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๐Ÿ’ณFinance

How to Calculate Loan Interest: Simple vs. Compound

Simple interest vs. compound interest โ€” the exact formulas, real-number examples for auto and personal loans, and strategies to minimise total interest paid.

May 3, 20268 min read
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๐Ÿ’ณFinance

How to Pay Off Debt Faster: Snowball vs Avalanche Method

Compare the snowball and avalanche debt payoff strategies side by side. Learn which saves more interest and which keeps you motivated.

May 2, 20268 min read
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โœˆ๏ธFinance

Understanding Currency Exchange Rates for Travellers

How exchange rates work, where travellers get the best rates, hidden fees at airports and banks, and quick mental conversion tricks for any currency.

May 1, 20267 min read
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๐ŸŽ๏ธMath

Speed, Distance, and Time: The Formula Everyone Should Know

Master the speed = distance / time formula with real-world examples. Convert between mph, km/h, and m/s for road trips, running, and science.

April 30, 20267 min read
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โž—Math

How to Add, Subtract, Multiply, and Divide Fractions

Step-by-step rules for every fraction operation โ€” common denominators, cross-multiplication, reciprocals โ€” with worked examples and simplification tips.

April 29, 20269 min read
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๐Ÿ”ฃMath

How to Add and Subtract Fractions (Step-by-Step)

Master fraction arithmetic with clear step-by-step instructions. Covers common denominators, mixed numbers, and how to simplify results.

April 28, 20268 min read
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๐Ÿš—Math

Speed, Distance, and Time Formula Explained

The speed-distance-time triangle explained โ€” three versions of one formula, worked examples for everyday and physics problems, and common unit pitfalls.

April 27, 20267 min read
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๐Ÿ–๏ธFinance

How to Plan for Retirement on a Middle-Class Income

A step-by-step retirement plan for middle-income earners โ€” savings benchmarks, the 4% rule, employer match strategies, and when to start if you are behind.

April 25, 20269 min read
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๐Ÿท๏ธFinance

How to Use the Discount Formula for Shopping Deals

The discount formula explained for every deal type โ€” percentage off, stacked coupons, BOGO, and rebates โ€” with mental math shortcuts and worked examples.

April 23, 20267 min read
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๐Ÿฝ๏ธEveryday

How to Split a Bill and Tip Fairly

Three methods for splitting a restaurant bill โ€” equal, proportional, and item-by-item โ€” with tip formulas, worked examples, and fairness tips for groups.

April 21, 20266 min read
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๐ŸงFinance

How Compound Interest Works in a Savings Account

How your savings account compounds interest daily or monthly, the APY vs. APR distinction, and why a 0.5% rate difference matters more than you think over time.

April 19, 20267 min read
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๐Ÿ“Everyday

How to Calculate Square Footage for Flooring, Paint, and Tiling

Measure any room accurately for flooring, paint, or tile. Covers rectangular and odd-shaped rooms, waste allowances, and the mistakes that lead to overbuying.

April 17, 20267 min read
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๐Ÿ“ŠFinance

Understanding Amortisation: Where Your Mortgage Payment Goes

How amortisation splits each mortgage payment into principal and interest, why the ratio shifts over time, and how even small extra payments save thousands.

April 15, 20268 min read
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๐ŸŽ“Education

How GPA Is Calculated: High School and College

The complete guide to GPA calculation on a 4.0 scale โ€” unweighted, weighted, credit-hour adjusted โ€” with worked examples for both high school and college.

April 13, 20268 min read
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๐ŸงพFinance

How to Calculate Sales Tax in Any US State

The exact sales tax formula, how state and local rates stack, which items are exempt, and how to reverse-calculate a pre-tax price โ€” with worked examples.

April 11, 20267 min read
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๐ŸŒก๏ธEveryday

How to Convert Between Fahrenheit and Celsius Quickly

The exact formulas for Fahrenheit-Celsius conversion, three mental shortcuts that work in seconds, and a quick-reference table for everyday temperatures.

April 9, 20266 min read
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๐Ÿ“…Date & Time

How to Calculate Your Exact Age in Days, Weeks, and Months

Convert your age into days, weeks, and months with the exact formula, leap year handling, and fun milestone numbers you can share.

April 7, 20266 min read
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๐ŸƒHealth

How to Calculate Calories Burned Walking or Running

The MET formula explained with real examples for walking and running at different speeds โ€” plus why most fitness trackers overestimate your burn.

April 5, 20268 min read
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๐Ÿ’ฐFinance

How to Budget Using the 50/30/20 Rule

The 50/30/20 rule splits your after-tax income into needs, wants, and savings. Learn how to apply it, adapt it, and avoid the most common budgeting mistakes.

April 3, 20268 min read
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๐ŸฆFinance

How to Calculate Your Debt-to-Income Ratio for a Mortgage

The DTI formula lenders actually use, what counts as debt, the 28/36 rule explained, and five practical ways to improve your ratio before you apply.

April 1, 20268 min read
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๐Ÿ“Everyday

Unit Conversion Basics: Metric vs Imperial

A practical walkthrough of converting length, weight, temperature, volume, area, and speed โ€” with the exact factors you actually need and a handful of mental shortcuts.

March 27, 20268 min read
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๐ŸŽHealth

How to Calculate Calories and Macros for Weight Loss

BMR, TDEE, calorie deficits, and protein/carb/fat splits explained with real numbers โ€” plus the three most common mistakes that stall fat loss.

March 20, 202610 min read
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๐Ÿ“ŠMath

Percentage Calculations Made Simple

Every percentage problem solved by one of three formulas. Learn them once, add a couple of mental-math shortcuts, and you will never be stumped by a discount tag again.

March 13, 20267 min read
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๐Ÿ Finance

Mortgage Calculator Explained: Principal, Interest, Taxes & Insurance

Every part of a monthly mortgage payment โ€” PITI, PMI, HOA, and the amortisation schedule โ€” decoded with real numbers and a step-by-step worked example.

March 6, 202610 min read
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๐Ÿ“ˆFinance

Understanding Compound Interest: A Complete Guide

The compound interest formula demystified โ€” with clear examples showing how starting early, compounding frequency, and regular contributions change outcomes.

February 28, 20269 min read
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โš–๏ธHealth

How to Calculate Your BMI Accurately (With Worked Examples)

The full BMI formula explained, worked examples in both metric and imperial units, the official healthy ranges, and what BMI actually misses.

February 22, 20268 min read
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